Lines of credit, term loans, and credit positioning for owner-operated companies. We structure the facility, present it to the right lenders, and stay with you after the funding closes.
Founder, Exclusive Financial
Charleston founded Exclusive Financial in 2016 after watching too many good businesses get turned down by their bank for reasons that had nothing to do with how they actually ran their company. Every client works directly with a named advisor — from the first call through funding and every renewal after.
Most clients start in one line and move through the others as the business matures. Every engagement is handled by a named advisor — not a call center.
Unsecured lines of credit and term loans from $50k to $500k, structured around your revenue cycle and shopped to lenders that fit your profile.
Personal and business credit review, dispute support, and a documented plan to reach the profile lenders underwrite against.
Entity structure, banking, bookkeeping and trade lines organized so your business is fundable before you ever apply.
Eligibility is checked with a soft pull. You see the structure and cost before anything is submitted to a lender.
Start pre-qualificationA 10-minute conversation and a soft credit check tell us what your business qualifies for today.
Your advisor selects the facility type, amount, and lender set — and flags anything worth fixing first.
Bank statements, filings, and financials assembled once and presented consistently to every lender.
Offers reviewed side by side, funds drawn, and a quarterly check-in to expand the facility as revenue grows.
Every other lender wanted three years of tax returns from a business that’s two years old. Exclusive Financial funded the deal on where we were headed, not just where we’d been.
We closed on the building in eighteen days. Nobody else even had us pre-qualified in that time.
Same advisor from the first call through closing, and still the person I email when we’re ready to open the next location.
Share a few details and an advisor will come back within one business day with an indicative range and the path to get there.
